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Credit Analyst

Job Description: 

  • Credit Management
  • Perform deal assessment and structuring with regards to ensuring that new business written is of acceptable risk.
  • Prepare credit applications through analysis and interpretation of financial and economic metrics as it applies to clients.
  • Conduct quality credit assessments and present funding solutions.
  • Ensure rating and LGD's together with return on investments proposals are acceptable to the Bank.

Risk Management 

  • Monitor client's performance on a continuous basis for risk indicators and perform formal reviews at specified intervals to identify any chances in the clients business or operating environment.
  • Pro-actively identify problematic/high risk clients and manage them with a view to provide special input and implement loss preventive measures. 

Key Measures

  • Quality of credit submissions 
  • Annual reviews completed for all clients under portfolio
  • Convents monitoring and reporting
  • NPL's must be within the banks threshold 

Minimum Requirements 

  • A minimum of a either B.com(Hon), BSc(Hon),(Financing ,Accounting ,Economics or Engineering) CA(SA), CFA(Certified Financial Analyst) 
  • At least 3 years working experience in corporate or investment banking of which 2 years must in wholesale credit environment.
  • Practical Knowledge of credit Risk Management and a broad appreciation of the range of compliance and enterprise risk management and reporting practices.


Johannesburg, South Africa,


Tipp Focus


No education

Job Category: 

Corporate Finance (M&A),Investments,Wholesale

Working Experience: 

3 to 10 years

Contract Type: 

Full Time



Salary Frequency: 


Job Reference #: